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Meet Our Staff

As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business.  Building a long-lasting relationship with our clients is our number one priority.


David Lloyd Bowen

FSA and Owner

I grew up in Girard, PA. I attended Grove City College and earned a bachelor’s degree in Mathematics and Secondary education. While at Grove City I earned varsity letters in football and wrestling. Upon graduation I was planning on coaching and teaching highschool mathematics. My plans got put on hold when I was offered a teaching assistantship at Indiana University of Pa (IUP). While at IUP learned about the Actuary exams and earned a Master degree in mathematics. After graduation in fall 1981 I took an Actuarial Student position with Lincoln National Life in Fort Wayne, IN. I became a fellow of the society of actuaries in the fall of 1988. One really neat thing about obtaining my fellowship in 1988 was that Ian Rolland, president of Lincoln Life was also the president of the Society of Actuaries 1988. So I have the privilege of having his name on my diploma. I started my own actuarial consulting business (“Specialty Insurance Programs”) in 1995. In 2005 I was looking for something that I could do to serve my local community using my love for teaching and insurance training and that is how Insure Smart was born.

I have been in the Fort Wayne area for 40 years. I have raised four children in this wonderful town and have had the privilege of coaching youth soccer and middle school soccer. I try to stay active by hiking, skiing and biking.

I welcome you to our agency and I want to know you and show you how we can take good care of you.


Lien Trinh

Office Manager

Lien was born in Vietnam and came to the states in 1975. She was raised in Garrett, IN and moved to Fort Wayne in 1994 after she was married.

I have been in public service for most of my adult life. I enjoy my job very much and I have a great sense of pride for our agency. My husband Vinh and I have 3 kids, 2 girls ages 26 and 21 and a son aged 18. We enjoy traveling, spending time together and attending the many local activities & festivals. I look forward to getting to know you and helping you.


Beth Bock

Personal Lines Agent

As your local Insurance Agent, Beth has more than fifteen years of serving insurance customers.

I want to help you understand your coverage so you are prepared for the unexpected. I reside in New Haven, IN and enjoy spending time with my four grandchildren along with camping, watching movies and a good book when time allows. I look forward to getting to know you and helping you find the best possible coverage at the best possible price to meet your unique insurance needs.